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Annuities

Help clients minimize taxes in retirement

We can help you provide solutions your clients can count on.

Help clients minimize taxes in retirement

Do you have clients with:

  • A Traditional, SEP or SIMPLE IRA they’re looking to move to a Roth IRA for tax reasons?
  • Ineligible beneficiaries with Inherited IRA money they’ll have to pay taxes on in 10 years?

When helping clients build and maintain a strong retirement strategy, it’s important to factor in taxes as part of the overall plan. A Partial Tax Conversion (PTC) through EquiTrust helps clients transfer Qualified funds to a Roth IRA, or convert an Inherited IRA to Non-Qualified funds1.

Why offer PTC through EquiTrust?

Our PTC program simplifies the process for you and your clients.

  • Just ONE mirrored contract — less paperwork, less stress
  • Conversions are not limited to the penalty-free withdrawal amount
  • Client has the flexibility to decide when and how much to convert
  • If your client wishes, we’ll handle the tax withholding²

1Future gain will be taxed on this type of conversion. 2Withholding is available for PTC on all products except SmartBoost Index.

We’re here to help make Roth and Inherited IRA conversions seamless and turnkey for your clients

Check out our PTC FAQ for more information. And see how the process works for converting to a Roth IRA.

PTC FAQ Converting to a Roth IRA

Alternate template (older draft) — for comparison only

Help clients minimize taxes in retirement

Do you have clients with:

  • A Traditional, SEP or SIMPLE IRA they’re looking to move to a Roth IRA for tax reasons?
  • Ineligible beneficiaries with Inherited IRA money they’ll have to pay taxes on in 10 years?

When helping clients build and maintain a strong retirement strategy, it’s important to factor in taxes as part of the overall plan. A Partial Tax Conversion (PTC) through EquiTrust helps clients transfer Qualified funds to a Roth IRA, or convert an Inherited IRA to Non-Qualified funds1.

Why offer PTC through EquiTrust?

Our PTC program simplifies the process for you and your clients.

  • Just ONE mirrored contract — less paperwork, less stress
  • Conversions are not limited to the penalty-free withdrawal amount
  • Client has the flexibility to decide when and how much to convert
  • If your client wishes, we’ll handle the tax withholding²

We’re here to help make Roth and Inherited IRA conversions seamless and turnkey for your clients.

Check out our PTC FAQ for more information. And see how the process works for converting to a Roth IRA.

1Future gain will be taxed on this type of conversion. 2Withholding is available for PTC on all products except SmartBoost Index.