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Life insurance

Preserve what you've built

You've worked hard to create a strong financial foundation, and it's important to protect what you've established for future generations. Life insurance is one way to leave a legacy for your loved ones and transfer your assets.

What is life insurance?

A life insurance policy is a contract between an individual and an insurance company. You, as the individual, pay a premium or premium payments. In exchange, upon your death, the insurance company agrees to pay out a sum of money known as the death benefit to your designated beneficiary(ies).

Why life insurance?

There are several reasons to purchase life insurance:

Efficient wealth transfer

Legacy protection

Charitable giving

Final expenses

Living benefits

Business continuity

Single-premium indexed whole life insurance

EquiTrust offers life insurance designed for wealth transfer and accumulation. If you've accumulated savings you'd like to leave as a legacy or leverage to help pay your own health care-related expenses during your life, single-premium indexed whole life insurance from EquiTrust may be the right solution for you.