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Annuities

Create dependable income for retirement with Confidence Income®

Single-premium immediate annuity

Reliable income for your next chapter

Retirement is the beginning of a new chapter — and a reliable source of income can help you approach it with greater confidence. Confidence Income is a single-premium immediate annuity that turns a portion of your retirement savings into regular, guaranteed1 income payments. You choose an income schedule that works for you, including options that provide payments for as long as you live.

Why consider Confidence Income?

Confidence Income may be a good addition to your retirement strategy if you’re looking for:

  • Guaranteed,1 dependable income payments
  • Flexible income payment schedule options
  • Protection from market risk
  • Ability to avoid probate
  • Options for the death benefit

Confidence Income gives you confidence in your financial strategy for the future. It creates a consistent, lasting stream of income that can help you achieve your goals and dreams — whether you want to cover daily expenses, fund essentials like health care and insurance, or plan the trip of a lifetime.

How does Confidence Income work?

It's simple!

Make a single lump-sum premium payment

Receive ongoing income according to the payment option and frequency you select

Payments can be based on your life alone or on the lives of you and a joint owner

Ready to talk about your financial needs and goals? 

Connect with EquiTrust

1 Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.


Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa. Confidence Income contract issued on Contract Form Series ET-SPIA(08-06).