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Annuities

Enjoy predictable growth with Certainty Select®

Multi-year guaranteed annuity

Know your rate today — and for years to come

Certainty Select is a multi-year guaranteed annuity (MYGA) designed to help you grow your retirement money with a guaranteed1 interest rate for a period you choose. With protection from market risk, tax-deferred growth and flexible options for accessing your money, Certainty Select can help bring greater certainty to your financial future.

Why consider Certainty Select?

Certainty Select may be a good addition to your retirement strategy if you’re looking for:

  • Locked-in, guaranteed interest rate for predictable growth over a specified time period
  • Tax-deferred earnings
  • Free withdrawals of cumulative interest at any time
  • Safety from market risk
  • Ability to avoid probate

Certainty isn’t just in the name, it’s in the purpose of a multi-year guaranteed annuity. Certainty Select offers a simple, stable way to predictably grow money for retirement, with no risk from market ups and downs.

With Certainty Select, you can enjoy flexibility, security and income when you need it.

Ready to talk about your financial needs and goals? 

Connect with EquiTrust

¹ Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.


Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa. Certainty Select contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). Riders issued on Form Series ICC18-430-NHW(06-18) or 430-NHW(08-03), ICC16-ET-TI(10-16) or ET-TI(10-16).