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The EquiTrust portfolio consists of two product lines: Fixed Annuities and Life Insurance
A fixed annuity is issued by an insurance company, and features two distinct phases: accumulation phase and payout phase.
Your money earns income-tax-deferred interest at rates set by EquiTrust or based on a portion of a stock-market index's performance.
If you choose to "annuitize" you can receive a flow of income for either a specified period, or for life.
Show me the Annuity Portfolio
Providing financial security for your loved ones in the event of your death is of utmost importance to most adults.
A whole-life insurance policy is a means to leverage a portion of your financial resources
for purposes of providing a legacy to your beneficiaries, while maintaining control of your assets.
Your premium earns either a declared rate of return or index-linked returns, which grows income-tax deferred.
Show me the Life Insurance Portfolio
All tax-related information is based on our current understanding of federal tax laws as they apply to life insurance and annuities. Tax laws are subject to change. Neither the Company nor its agents give tax, accounting or legal advice. Please consult your professional advisors in these areas.